What's the difference between an ERA and an EOB?

It's easy to get confused by all the jargon and acronyms that insurance companies use!

  • EOB = explanation of benefits = the summary of how the insurance company has processed a claim
  • ERA = the electronic version of the EOB.  This can take 60-90 days for insurance companies with whom you are contracted to produce these.  Once you receive an ERA, then Luminello will begin to update your patients/clients transaction history automatically.

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